About this organization

Organization Information : Founded in 2022, OneEthos is a U.S.-based, Certified B Corporation and public benefit fintech company. It operates at the intersection of financial innovation and traditional banking to deliver ethical solar financing. OneEthos provides a digital platform through its affiliate Climate First Bank—an FDIC‑insured community bank—regulating under the Federal Reserve Bank. Its technology enables solar installers to offer consumers quick loan decisions (often within 60 seconds), 100% financing with no dealer fees, and long amortization terms (up to 30+ years) with no prepayment penalties. The platform also supports fully digital workflow: automatic prequalification, application, document generation at point-of-sale, and real-time project tracking through an installer portal

Other Information: Founded in 2022, OneEthos is a Certified B Corp and registered as public benefit corporation. We operate in the intersection of financial technology (fintech) and traditional banking with the objective to accelerate the delivery of sustainable and inclusive financial services to all segments of the population. We are one of the only fintechs in the United States regulated by the Federal Reserve Bank. Our mission is to enable Community Banks, Credit Unions, CDFIs, and Green Banks to grow their loan portfolios profitably and responsibly. We believe everyone should have access to banking products and services that have a positive impact on people, their communities and the environment.